Are you spending more than you should be? If you’re struggling to think of ways to save money, try out these top tips.
Eat Out Less
How much does it cost you to make a sandwich at home each morning for your lunch? Now compare that price to how much it would cost to buy lunch every day. You’ll be shocked at the difference. By making this simple switch, you could save yourself a huge amount of money. Yes, a homemade sandwich probably isn’t as nice as the sandwiches from the shop, but think of what you can do with that extra cash!
When was the last time you visited the local market? Most towns and cities have plenty of indoor and outdoor markets that sell all kinds of things. You should make the most of these markets if you’re trying to cut down the amount of money you spend each week. This is where you’ll find the best bargains on fruit and vegetables. Forget the supermarket price wars, the real deals are provided by independent traders at the local market.
Walking more is something we should all do. It’s good for our health but, more importantly, it can save you money as well. Yes, I know it’s much easier to get into the car when you need to go to the shop. But if you walk, you’ll save money on fuel and do your bit for the environment. You could even cancel that costly gym membership that you don’t use as much as you said you would! Walking is a completely free way to get in shape.
Use a Pharmacy Discount Card
For parents or people with chronic illnesses, a pharmacy card is a must. It cuts the amount of money you pay for your medication dramatically. They’re completely free, so there’s no reason not to make the most of them. They offer different levels of discount. All you have to do is enter your details and print off the card, and then you can start using it. Medication can be costly for a lot of people, so this offers a helpful solution.
Consider Switching to a Pay as You Go Phone Deal
Most people have ditched pay as you go deals now. People seem to prefer contract deals that cost a fixed amount of money every month. Sure, these contract deals are good for a lot of people, but they’re not necessarily great for everyone. If you don’t use your mobile phone all that much, you might be throwing money away unnecessarily. Think carefully about what deal is the most cost effective next time you buy a new phone.
Ditch the Brands
People who love brands spend a lot more money each week than those people who are happy to go for the cheaper option. This applies mainly to food and clothes. Designer clothes are ridiculously expensive, so consider ditching those costly options and buying slightly cheaper clothes instead. Just because a pair of jeans doesn’t have a particular label attached to it, that doesn’t mean it’s not a good pair of jeans!